Don’t be fooled – even with fluctuating temperatures, winter conditions have arrived across the province and Manitoba Public Insurance (MPI)’s Winter Tire Program is here to help make sure your vehicle is ready to navigate slick and slippery roads.

The Corporation’s long-standing program provides low-interest financing at prime plus two per cent on up to $2,000 per vehicle to eligible individuals towards the purchase of winter tires as well as associated products and services.

Since its launch in 2014, the program has provided over 230,000 loans to customers throughout the province.

“MPI is proud to continue to offer this popular program, which aims to reduce overall claims and keep Manitobans as safe as possible in the months when road conditions are often the most treacherous,” said Satvir Jatana, MPI’s Chief Customer Officer.

To take part in the Winter Tire Program, Manitobans can visit any participating winter tire retailer across the province to confirm eligibility and begin the loan authorization process. The program offers financing terms between one and four years, and customers can choose their monthly payment withdrawal day. Full details of the program can be found at mpi.mb.ca/wintertires.

Winter tires increase traction, reduce stopping distance

Winter tires have a cold weather rubber compound and tread patterns designed to perform on wet, snow covered and icy surfaces. Research shows that using winter tires increases traction, making it easier to get out of the snow and can cut stopping distance by 25 per cent or more.

Winter driving tips

In addition to preparing your vehicle for winter conditions, drivers should also adjust their behaviours behind the wheel this season, including:

  • Planning ahead. Before you head out on the highway, check for road and weather conditions by calling 511. Don’t rush and give yourself extra time to get to your destination safely.
  • Slowing down and using caution. Slowing down will help maintain traction and decrease your total stopping distance. This is especially important when travelling on overpasses and bridges as surfaces on these structures can freeze quickly.
  • Clearing snow and ice. At this time of year, keeping windshields clear is essential so make sure windshield washer fluid is topped up and windows are clear of snow and ice. Also remember to clear snow and ice that may have collected on the hood, trunk, or roof of your vehicle.
  • Leaving more space. Don’t tailgate and remember that following distance should be increased when travelling at higher speeds or in poor visibility. Traction is reduced when roads are slippery, so it takes more time to come to a complete stop.
  • Navigating cautiously. Take your time around snowbanks, advancing cautiously and leaning forward to improve your view. Be sure to keep watch for pedestrians, snow clearing equipment, and other vehicles.

MPI’s Community Relations team offers free 45-minute winter driving presentations to help licensed drivers who want to brush up on their awareness of these skills or may be experiencing Manitoba winter roads for the first time. Interested groups or organizations with 10 or more interested participants can visit mpi.mb.ca to request an in-person or virtual presentation this season.